We all know how easy it can be to rack up debt. According to a study from the financial data website ValuePenguin. more than 40% of American households carry a credit card balance that’s $8,000 or more. Credit card companies claim to help you when you need it, but here’s the tricky part about credit cards: They are(…)
I’m going to admit it, where I live, shopping and eating out is basically the only entertainment. So, I tend to spend my weekends going to the many stores nearby to window shop. Since I’ve gone on my strict budget, it’s been pretty depressing seeing all the cool stuff I want to buy, but not being(…)
Fast food restaurants are an integral part of any British high street. Wherever you go in the country, you will find an abundance of fast-food chains and local businesses adorning the retail space in town centres. Clearly, opening your own fast food venture has the potential to lead to a successful thriving business, but only(…)
A good business owner knows that data is a company’s most valuable asset. Business owners also know that it can be unwieldy, and many don’t have a good handle on it. A company may decide to use multiple applications to store and manage data, which, many don’t share master data definitions and standards for the(…)
Retirement is a time for people to sit back, relax and enjoy life. Sadly, many men and women find they are unable to enjoy their golden years as they don’t have the money to do so properly. Certain mistakes are made again and again when people are planning for retirement. The following are some of(…)
If you are wallowing in debt from credit cards, loans, and even medical bills, and just making the minimum monthly payments, you might consider debt consolidation as a way to help lower your interest as you are paying off these debts. Should you consolidate your debt? Let’s go over the pros and cons of debt consolidation, and(…)
Getting a loan is a great bailout strategy for people lacking cash. As a temporary solution to a problem, it still needs to be resolved with a repayment. Before you dive headfirst into a plan, take your time reviewing loan providers. There is some great information available that will put you in a better position(…)
Americans are not saving for retirement or a rainy day. In fact, one-quarter of all Americans fail to save a single penny from their paycheck. Many people start off with good intentions to follow a strict budget and put aside money. The issue is that it almost never happens. Unexpected costs are inevitable and extra money(…)
