Pexels//PixaBay Compiling a household budget is rarely the most exciting of tasks. However, it’s one that few families can go without. Budgeting is the key to truly having a grip on your finances, but it can also cause the occasional spike of misery. If you find you’re budgeting every penny and there’s very little leftover(…)
In recent years, it feels as though the cost of living has skyrocketed. Dreams of holidays and new houses are a thing of the past for many of us, and just getting through to payday can feel like an uphill struggle. When it comes to budgeting, it can feel as though we can’t squeeze any(…)
Budgeting could be the difference between one day reaching financial freedom and remaining handcuffed to debt. It could leave you trapped working a job you hate just to survive. Budgeting could stand between you and happiness. Pen and Paper I cannot stress the importance of creating a budget and doing it yourself. I highly recommend using(…)
Before 2000, most people had some savings in the bank and only borrowed money if it was for something important, like a car or a house. But with wages falling flat for the past decade and a half, that’s all changed. In recent years, interest rates have fallen, and more and more people have access(…)
Image Credit We’re all guilty of it: flashing the credit card at something it should never have been flashed at, only to get home and feel truly terrible about it. We make poor financial decisions when our resolve is feeling weakened. Maybe we’re stressed, tired, hormonal, upset, or just really, really hungry, and the purchase(…)
If you are reading How to Get Out of Debt Fast in 4 Steps, then you probably have debt that you want to get rid of. But, secretly, you might be telling yourself that this sounds too good to be true. Maybe it will work for other people, but not you. I said the same(…)
If you struggle with planning meals, then you need to rethink your meal plan. I used to struggle as well, until I sat down and put together a smarter way to save on groceries by meal planning the right way. 4 Steps to Saving on Groceries with Meal Planning My grocery bill used to be(…)
Budgeting is so popular right now! It’s so exciting to see how more and more people are starting to budget these days. I cannot express how important it is to keep finances under control (and to be debt free if possible). Budgeting should be fun, not a task. Only then, can you make it work and(…)
