Before 2000, most people had some savings in the bank and only borrowed money if it was for something important, like a car or a house. But with wages falling flat for the past decade and a half, that’s all changed. In recent years, interest rates have fallen, and more and more people have access(…)
Image Credit We’re all guilty of it: flashing the credit card at something it should never have been flashed at, only to get home and feel truly terrible about it. We make poor financial decisions when our resolve is feeling weakened. Maybe we’re stressed, tired, hormonal, upset, or just really, really hungry, and the purchase(…)
If you are reading How to Get Out of Debt Fast in 4 Steps, then you probably have debt that you want to get rid of. But, secretly, you might be telling yourself that this sounds too good to be true. Maybe it will work for other people, but not you. I said the same(…)
If you struggle with planning meals, then you need to rethink your meal plan. I used to struggle as well, until I sat down and put together a smarter way to save on groceries by meal planning the right way. 4 Steps to Saving on Groceries with Meal Planning My grocery bill used to be(…)
Budgeting is so popular right now! It’s so exciting to see how more and more people are starting to budget these days. I cannot express how important it is to keep finances under control (and to be debt free if possible). Budgeting should be fun, not a task. Only then, can you make it work and(…)
Success managing money relies on two important traits – flexibility and resiliency. A flexible approach to personal finance is essential during uncertain times, enabling you to quickly adjust, when financial demands arise. And resiliency gives you the wherewithal to recover from setbacks and move beyond individual financial obstacles. Although proper planning sets the stage for(…)
When I stumbled upon the 52 week savings plans, I was hooked. It looked like a fun (and easy) way to save cash. We go on a couple of trips a year, so I use this method to save for them. I’ve been doing it for two years now, and it’s been working out well.(…)
26 WEEK EASY $1,000 SAVINGS PLAN-START WITH $26, END WITH $1,001 This is the best plan if you don’t want to wait a full year to save. I use this way to save for Christmas. I used to just use the credit cards when Christmas time rolled around. Now, I just use my “holiday”(…)
