If you are wallowing in debt from credit cards, loans, and even medical bills, and just making the minimum monthly payments, you might consider debt consolidation as a way to help lower your interest as you are paying off these debts. Should you consolidate your debt? Let’s go over the pros and cons of debt consolidation, and(…)
Americans are not saving for retirement or a rainy day. In fact, one-quarter of all Americans fail to save a single penny from their paycheck. Many people start off with good intentions to follow a strict budget and put aside money. The issue is that it almost never happens. Unexpected costs are inevitable and extra money(…)
What do you think about when you think about paying off debt? Just paying off some credit cards? Getting out of debt involves more than just doing that. You have to change your spending habits; learn how to budget; knowing exactly how much you owe; and finding help to get back on track if you(…)
A budget is something that a lot of people have a hard time sticking to. I’m guilty of being one of them! How about you? Don’t feel bad-struggling to stick to a budget doesn’t mean you can’t budget. It just means you still have yet to find the way that works for you. After a(…)
As we all know, raising children is costly in both time and money. So, you’ll need to have a plan to pinpoint the spending and saving strategies that will work best for your family. Budgeting as a family doesn’t have to be hard. There are many easy ways to budget as a parent; you just need(…)
If you are panicking because you managed to accumulate $5000 in debt and you don’t know what the first thing to do to pay it off. I’m here to tell you that $5,000 is a doable amount to pay off over time, so long as you create the right plan to tackle it. This doesn’t(…)
This post may contain affiliate links. We only recommend products we know and trust ourselves. While everyone uses their phone to waste time hanging out on Facebook, they might want to use their time on their phone more wisely. Take advantage of the time you are on your phone and use some free money tools, to save(…)
If your wallet is stuffed with credit cards that are nearly maxed out, the good news is, there are proven methods you can use to turn things around and get out from under that burden. If you have a lot of credit card debt, you should look into consolidating it. Credit card consolidation is when you borrow money(…)
