We all know how easy it can be to rack up debt. According to a study from the financial data website ValuePenguin. more than 40% of American households carry a credit card balance that’s $8,000 or more. Credit card companies claim to help you when you need it, but here’s the tricky part about credit cards: They are(…)
I’m going to admit it, where I live, shopping and eating out is basically the only entertainment. So, I tend to spend my weekends going to the many stores nearby to window shop. Since I’ve gone on my strict budget, it’s been pretty depressing seeing all the cool stuff I want to buy, but not being(…)
Retirement is a time for people to sit back, relax and enjoy life. Sadly, many men and women find they are unable to enjoy their golden years as they don’t have the money to do so properly. Certain mistakes are made again and again when people are planning for retirement. The following are some of(…)
If you are wallowing in debt from credit cards, loans, and even medical bills, and just making the minimum monthly payments, you might consider debt consolidation as a way to help lower your interest as you are paying off these debts. Should you consolidate your debt? Let’s go over the pros and cons of debt consolidation, and(…)
Americans are not saving for retirement or a rainy day. In fact, one-quarter of all Americans fail to save a single penny from their paycheck. Many people start off with good intentions to follow a strict budget and put aside money. The issue is that it almost never happens. Unexpected costs are inevitable and extra money(…)
What do you think about when you think about paying off debt? Just paying off some credit cards? Getting out of debt involves more than just doing that. You have to change your spending habits; learn how to budget; knowing exactly how much you owe; and finding help to get back on track if you(…)
A budget is something that a lot of people have a hard time sticking to. I’m guilty of being one of them! How about you? Don’t feel bad-struggling to stick to a budget doesn’t mean you can’t budget. It just means you still have yet to find the way that works for you. After a(…)
As we all know, raising children is costly in both time and money. So, you’ll need to have a plan to pinpoint the spending and saving strategies that will work best for your family. Budgeting as a family doesn’t have to be hard. There are many easy ways to budget as a parent; you just need(…)
