There’s no way to get out of credit card debt other than by paying off the balance. But there are many ways to make the payoff more costly than it needs to be. Credit card balances in the U.S. rose $13 billion between the second and third quarter in 2019.It would be in your best(…)
Home improvements are necessary now and again. As time goes on, interior design styles go in and out of fashion, and your tastes as the homeowner will change. However, it is not always possible for everyone to spend a fortune on remodeling the kitchen, or to buy the latest gadgets. If you are looking to(…)
When money is tight, you can feel like there is no light at the end of the tunnel. You are drowning in bills and just when you catch up, you’re right back in the hole the next month. Credit cards may seem like the answer, but now you’ve got more debt on top of other(…)
One of my most read posts on here is this post on 52 Weeks Savings Challenge. I’m a geek when it comes to finding fun ways to save. I try to get my family to do the challenges, especially my youngest. She has a money box she made that she puts a percentage of any(…)
I can’t believe that it’s that time of the year already! I have all the decor up, but I barely have made a dent in my shopping. Part of the reason is, our finances are crazy this year. Bot hey husband and I had change in income without notice and it’s put a strain on(…)
We all know how easy it can be to rack up debt. According to a study from the financial data website ValuePenguin. more than 40% of American households carry a credit card balance that’s $8,000 or more. Credit card companies claim to help you when you need it, but here’s the tricky part about credit cards: They are(…)
I’m going to admit it, where I live, shopping and eating out is basically the only entertainment. So, I tend to spend my weekends going to the many stores nearby to window shop. Since I’ve gone on my strict budget, it’s been pretty depressing seeing all the cool stuff I want to buy, but not being(…)
Retirement is a time for people to sit back, relax and enjoy life. Sadly, many men and women find they are unable to enjoy their golden years as they don’t have the money to do so properly. Certain mistakes are made again and again when people are planning for retirement. The following are some of(…)
