10 Simple Money-Saving Tricks For Anyone #GladiatorLending

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There are many ways to learn how to save money. From saving tips so that you can save money, to managing your money better.

Taking part in these 10 money saving tips can help change your life in many ways, such as:

  • Pay off your debt quicker.
  • Stop living paycheck to paycheck.
  • Go on your dream vacation.
  • Live off of one income.
  • Retire early.

1. Use what you have.

Before running to the store, first “shop” in your own cupboard to use up what you have. Use up the oldest ones first, by labeling food products with the buy dates so you know when the items expire.

3. Refinance your credit card debt.

If you have thousands of dollars in credit card debt, and interest is gobbling up your income, think about taking out a debt consolidation loan. Such places like, Gladiator Lending have personals loan at a lower interest rate that you can use to pay off your high-interest credit cards.

Shop around for best interest rate.

4. Make a budget.

“Budget” is like hearing finger nails down a chalkboard. But, making a budget doesn’t have to be daunting. Use the 50-30-20 system. You should aim to spend no more than 50% of your after-tax dollars on necessities and 30% on things you want. The remaining 20% should go toward saving.

5. Bring your lunch to work.

Does this really work to save you money?

Americans, on average, spend around $3,000 a year on lunches. Just think what you could be doing with half that money?

Start clipping coupons and start bringing your own lunch. It’s a small purchase that doesn’t seem like it would add up to much, but you’ll be surprised how much you’ll save at the end of the year.

6. Buy a water filter.

In a world where we like to make things simple, water bottles seem to make things a bit easier. Grab a bottle and go. Well,  according to The Water Project, the average person in the U.S. spends around $100 per year on bottled water.

Ouch!

Instead of spending that much on bottled water each year, invest in a water filter instead. you can always fill up your bottles the night before to help make your day easier.

7. Save money automatically.

There are so many money saving apps out there that will help you automatically save. Check out the app store to see what works for you. Beware of fees, and decide if it’s worth it.

Another option is to use the 52 week savings plan. You can find unique twists ideas on the original 52 week savings plans here.

8. Use a meal plan.

Meal planning is the most recommended saving tips. Not only do you have less food wasted, you’ll find out that you’ll be healthier than ever.

9. Find ways to work from home.

You won’t have to reinvent the wheel. There are tons of work from home jobs that already exist. Picking up a side hustle by working for someone else, or even start your own business. You never know, you might end up even earning a full-time income from home.

10. Ask for a discount.

Everyone seems to offer discounts these days. Inquire about discounts or promotions when you go out to eat, or looking for a gift. Ask about rewards programs, or student, seniors, and other special discounts.

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